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  • SFS Code of Conduct

Apply to use the SFS

Applying for an SFS membership does not commit organisations to using the SFS. Creditors may require access to SFS spending guidelines in order to:

  • Handle customer financial statements from debt advice agencies
  • Consider implementing the SFS within internal collection or recovery processes
  • Creditors that decide to implement the SFS internally would then be subject to the SFS code of conduct

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